We all have a tendency to get lost in negative thoughts now and then, especially when it comes to our financials. We never seem to have enough money to afford what we need or want.
However, research found that positive affirmations related to our finances can help to improve our perception of our financial problems.

This will empower us to feel less frustrated and much more positive about our financial situation, and this can ultimately lead us to active solutions.
We put together a range of different financial affirmations and finance mantras to help you think positively about your finances.
What Are Financial Affirmations?
Financial affirmations, also known as financial mantras, are short sayings that you can say to yourself about money.
This type of affirmations are also sometimes called abundance affirmations.
These little money mantras can help to encourage yourself while you are in a difficult financial situation or you are changing your financial situation.
A financial mantra is all about helping you on the way to achieve your financial goals. These mantras are also positive as they should steer you away from negative financial thoughts.
The positive tone should encourage you to make better financial decisions and choose more wisely where you spend your money.
It’s important to keep in mind that financial affirmations are not usually unique to your own personal finances.
However, you can also create your own finance goals and also your own positive finance affirmations.
They will help you stay on track with your financial choices and encourage you to get where you want to be with your money goals.
Best 30 Financial Mantras And Affirmations
We put together some powerful financial mantras abundance affirmations that are ideal to say to yourself when you need some encouragement about your finances.
Money mantras are ideal to build some confidence and resilience, and ultimately a financial future for yourself.
- My life is rich and full.
- I will conquer my financial goals.
- I will find money in expected and unexpected ways.
- I always have enough money.
- I am wealthy beyond money.
- My money will do good for me and the people I love.
- I am allowed to have success and happiness.
- My money helps change the world for the better.
- My income has unlimited potential.
- Money is an abundant resource that I can earn.
Abundant Money Affirmations

It’s very easy to drift into negative thoughts when it comes to money but often it is just our perception that limits us to find the right solution for overcoming financial problems.
If you struggle with financial shortcomings, then you might want to try some of these mantras that can encourage you to learn from your financial setbacks and look to the future.
- I deserve and expect financial abundance.
- My finances will improve.
- My experience of wealth is a positive part of my life.
- I can build a complete financial foundation.
- I can turn my skills into profit.
- I accept financial success.
- New income channels will come to me.
- I trust my judgment to make good financial decisions.
- I believe in my ability to use the money that comes into my life to meet my financial goals.
- With hard work and creativity, I can build the financial picture that I desire.
- It is within my power to create a successful financial future.
Budgeting And Saving Affirmations
You can use abundant money mantras to help you reflect on your current financial situation and put a plan in place for saving, right budgeting and paying off any debts.
The below positive finance affirmations are small steps towards your money goals.
- Money is drawn to me and I am drawn to it.
- I am able to handle money.
- I can make my dreams a reality with careful budgeting.
- I can track my expenses and stick to a budget.
- Finding ways to have fun in a frugal way is enjoyable.
- My money situation is improving.
- Money comes to me easily and effortlessly.
- I am perceptive of opportunities that will make me money.
- I am worthy of having money.
Why Are Financial Affirmations Important?
Affirmations generally help to create a positive mindset which can make a big difference when you are looking to achieve certain financial goals.
When it comes to money and our financial situation, we often tend to get stuck with negative thoughts, and these thoughts can stop us from acting or making the right financial decisions.
This negative mindset means we will continually repeat certain bad financial patterns which means we end up in difficult financial situations.
On the other hand, a positive mindset will allow you to look for the good things in your financial situation, and you will be able to see how to improve your finances.
Financial mantras are also ideal to review your progress of your financial goals. You can check in with yourself where you are on your financial journey and what still needs to be done.
Positive thinking is incredibly powerful and changing your mindset can spur you into action for achieving your financial aims.
How Many Financial Affirmations Do You Need?

There is no set number of affirmations or mantras that you can have. This depends on your own unique money goals and your personal circumstances.
It’s fine to have just a single financial affirmation or you can also have multiple money mantras.
Typically, the more affirmations you use, the more positive your thinking, and there is nothing wrong with plenty of positive thoughts.
It can be a good idea to have quite a few different affirmations which can help you set goals, save, budget, pay off debt and look forward to a more secure financial future.
It’s worthwhile noting here that you can also make up your own financial mantras to match with your goals.
Often personal finance mantras are much more effective because they are personal to you and your situation.
Where Should You Place Your Financial Affirmations?
When you have chosen your financial affirmations, then it’s important that you repeat them regularly.
However, in the beginning, it can be very easy to forget and it’s a good idea to have a visual reminder of your affirmations somewhere in your home.
That’s why, keep your affirmations written down where you can see them easily every day.
This could be as a picture on your desk, on the lock screen of your phone or simply as a sticky note on your computer.
It doesn’t matter where you put your financial mantras, they should be clearly visible and you should see them at least once a day.
How To Make Your Financial Affirmations More Effective
Financial affirmations are a great self-help tool to sort out your financial situation but just like with any tool, you need to know how to use them properly.
Here are a few tips and tricks on how to create your own financial affirmations and make them as effective as possible for your life.
Set Your Financial Mantras In The Present
Although affirmations are often used for goal setting, they don’t work in exactly the same way.
Affirmations are supposed to change your long-term beliefs and patterns. This means, if you want to act on your beliefs, you should behave in a way as if you have already succeeded.
A financial affirmation will help you act in a way that you can get towards your financial goals, and it will give you the confidence to move towards these goals.
Keep Your Affirmations Realistic
Just as you set your goals in line with your mantras, it’s essential that you keep your affirmations real.
They should be achievable as you will need to take small steps towards your goals.
Depending on how quickly you want to achieve your financial goals and make changes to your money situation, you should set affirmations that are more easily achievable.
It’s important to remember here that affirmations and mantras that you are saying to yourself don’t actually change anything but you will need to act on your positive thoughts.
The affirmations only guide you towards your goals, so make sure that you can use them as small stepping stones towards change.
Make Your Affirmations Personal
Personal affirmations are unique to you and your financial situation. You can use generic affirmations that can lead you towards greater change.
However, the more personal affirmations are often much more powerful and they are easier for you to remember as they match with your personal goals.
It is not difficult to create your own financial affirmations. Just take a look at your current finances and identify what you want to improve.
Also, don’t forget to be kind to yourself and put honesty, kindness and dedication to your goal at the heart of your money mantra.
This will make you feel more positive and help you move forward.
Final Thoughts
Financial affirmations can help you reach your money goals by creating positive thoughts and a more positive outlook on life.
This can reduce any emotional spending triggers and build your resilience related to your finances.
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